Smart Factoring

Owner-operators

Automated invoicing

Broker verification & insights

Smart Factoring

+1 (201) 730-6980

[email protected]

Smart Factoring

Rate Match Guarantee

Owner-operators

Broker Payments platform

Business insights

How does Outgo compare?

Triumph vs Outgo

[email protected]

+1 (201) 730-6980

Owner-operators

Broker verification
& insights

Rate Match Guarantee

How can we help?

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How do I get started with Outgo?

Getting started

Getting started with Outgo is easy. Apply today and you could join our platform within a few hours!

How do I report fraudulent behavior on my card?

Call Visa for help and to report fraudulent transactions

How to transfer money from your Outgo account to an external bank account

You can transfer money out of your Outgo account

How do I order an Outgo card?

Order a card directly from the Outgo iOS, Android, or web app.

Getting started

Broker verification

Invoice management

Getting started

What are the requirements to join Outgo?

How much are ATM fees with the Outgo Card?

How much are ACH and wire transfers?

How long is an agreement with Outgo?

How fast can I begin factoring with Outgo?

How does Outgo offer such low rates?

How do I get started with Outgo?

How are factoring fees charged on-demand?

Do I have to sign an agreement to join Outgo?

Can I switch to Outgo if I have a contract with another factoring company?

Can I join Outgo if I've never factored before?

Need more help?

[email protected]

+1 (201) 730-6980

Our team of experts is available Monday through Friday

EST

9am to 8pm

CST

8am to 7pm

PST

6am to 5pm

Smart Factoring

Rates & Fees Rate Match Guarantee

Why Outgo Owner-operators Fleets Brokers Affiliates

How It Works Automated invoicing Verified brokers Banking Cards

How does Outgo Compare? TBS vs Outgo Triumph vs Outgo TAFS vs Outgo

Phone

+1 (201) 730-6980

Mail

[email protected]

Made in Seattle

Outgo Inc
117 E Louisa St. #161
Seattle, WA 98102

Outgo Inc, 2025. Copyright. All rights reserved.

Terms and conditions Privacy policy

¹

Outgo Inc. is a financial technology company, and is not a bank. Banking services provided by TransPecos Banks, SSB, Members FDIC.

The Outgo Business Visa Debit Card is issued by TransPecos Banks, SSB, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

²

Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.

³

Offer open to eligible freight carriers who are under active factoring contracts meeting the criteria below (“Qualifying Contracts”). Outgo will match the discount rate (also known as factoring rate) in the Qualifying Contracts for one year (“Rate Match Program”).

Recourse contracts not eligible, rate match applies to discount rate only, and excludes banking, service and other fees. In the event that Outgo incurs costs to facilitate a buyout of a Qualifying Contract, eligible carriers may be required to pay a premium atop the matched rate for a “buyout pricing period” until Outgo has recouped the buyout costs. Rate match period effective for one year, begins upon Outgo contract signing or after conclusion of any applicable buyout pricing period, whichever occurs later.

To qualify, a contract must meet the following conditions

Contract is active and in force and verified as such by Outgo
Contract is for non-recourse factoring. A contract is deemed to be non-recourse if the carrier is not liable for counterparty default or financial inability to pay.
The contract may not include any of the following financial services (i) equipment loans, (ii) merchant cash advances
The following terms of the contract must be the same to be eligible: (i) 100% advance rate, (ii) $0 check processing fee (iii) $0 per invoice fee

To be eligible, a carrier must meet the following conditions

Carrier must be approved to factor with Outgo by completing its underwriting process. Approval is in Outgo’s sole discretion as per sections 3a and 3b of the Outgo Factoring Agreement
Carrier must have an average invoice value of at least $750 for all invoices submitted in the prior 30 days. Upon request, Carrier must provide documentation demonstrating this.
The contract may not include any of the following financial services (i) equipment loans, (ii) merchant cash advances

Offer valid in the United States only, from 6/3/25 to 9/3/25, does not apply to existing Outgo customers. Outgo engagements under the Rate Match Program are subject to all Outgo Terms of Service, Instant payment agreements, and Outgo’s privacy policy, all located at Outgo.com/legal.